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Savage Saving 💰Financial education isn’t taught in school, ..
🕑 Added 2022-04-06 10:30:50 +0000 UTC Savage Saving 💰Financial education isn’t taught in school, and that’s not good! I think learning how to manage money is one of the most important things we need to know. According to Graham Stephan here are some great tips on how to manage your cash & Save like a Savage ;) -Always have a budget: Track your expenses and BUDGET. I know budgeting is very time consuming and seems daunting, but once you get in this habit it’s easy and very beneficial. According to Graham “you can likely save about 10% of your income just by tracking your expenses, and then reducing spending on the things you don’t even realize.” -Have a Rainy Day Fund: This should have enough cash stored away for around 4-6months. In case you or your family member is unable to work. -Pay off Debt: Some debt is good, but high interest rate debt is not. Some financial experts say to get your savings in order first, and then pay your debt. I utilize the avalanche method for paying off any debt I have. -Invest in a Roth IRA: This is an account that allows you to invest your after-tax money, and when you’re 60, all the profit you make in that account is completely tax free. What methods do you have for saving money? Let me know in the messages! *NFA & DYOR
